It Looks Like You Indicated Your Credit Score Is Below 650.
Although We Have Some Of The Best Rates In Royal Oak, Dental Implants Are An Substantial Investment. Due To This, Many Patients Need Financial Assistance In Order To Pay For Treatment, Which Is Reliant On Credit Scores To Get Approval For.
However!!
If You Are In The Market For
If You Are Looking To Replace Just A Few Teeth With Dental Implants…. Or If You Are Looking Just To Replace 1-4 Teeth With Dental Implants
You May Still Qualify For Financial Loans With A Low Credit Score.
Our Staff Will Get In Contact With You Shortly In Order To Learn More About Your Current Situation, Answer Any Questions, And See If Dental Implants Would Be Something Feasible For You At This Time.
We Are Not Sending You To This Page To Try To Discourage – In Fact, We Are Sending You Here To Ensure We Make The Best Use Of Your Time. Again, We Are Not Sure If You Are Qualified, So We Will Be Reaching Out From This Phone Number – +1 248-971-7395 Soon To Find Out More Information.
A Few Helpful Tips To Prepare Financially For Dental Implants
Improve Credit Score To Over 650
Most Patients Will Need To Use Third Party Financing In Order To Pay
For Larger, More Expensive Implant Treatment Procedures – Namely Implant Over-Dentures & Full Arch Dental Implant Cases. 3rd Party Financing Patients Can Enjoy Breaking Up The Cost Of Their Procedure Into Low Monthly Payments.
However, Getting Approved For These Types Of Loans Requires A Good Credit History.
The Lower The Credit Score, The Less Likely You Are To Get Approved And The Higher The Interest. We Recommend Patients ONLY Consider Moving Forward With Implant Treatment Once They Have A 650+ FICO Credit Score.
Lower Debt-To-Income Ratio As Much As Possible
One Of The Biggest Impacts On Getting Approval With Financing Companies Is Debt-To-Income Ratio.
If Your DTI Ratio Is Too High, Regardless Of What A Credit Score May Be, A Majority Of Third Party Financing Companies Such As Care Credit And LendingClub (Popular Dental Implant Financing Providers) Look At DTI As The Second Decision Maker, After An Initial Credit Score Pull.
So What Is Debt-To-Income Ratio??
Your Debt-To-Income Ratio (DTI) Compares How Much You Owe Each Month To How Much You Earn. Specifically, It’s The Percentage Of Your Gross Monthly Income (Before Taxes) That Goes Towards Payments For Rent, Mortgage, Credit Cards, Or Other Debt.
